- Citi® Double Cash Card: The fresh new cards also offers an effective 0% introductory Annual percentage rate getting eighteen months towards transfers of balance produced for the first five months out-of membership opening. Then, the newest changeable Apr might be %-%, based on their creditworthiness. There was a basic balance import commission out-of 3% (minimal $5) to possess transfers complete for the basic four months out-of account beginning. Next, what you owe import percentage would be 5% each and every import (minimal $5).
- Citi Simplicity® Card: So it cards best suits people who would like to simply take advantageous asset of the fresh new card’s 0% introductory Annual percentage rate into the balance transfers on earliest 21 weeks regarding the new go out of one’s first transfer (transmits must be completed inside the basic five months out of account opening). Additionally there is 0% introductory Apr for the sales toward first year away from membership beginning – but the Annual percentage rate jumps so you’re able to a varying Annual percentage rate from % to help you % since the introductory episodes avoid. Continue reading
An equilibrium transfer could easily lower your number of accounts having balances and lower your overall borrowing from the bank usage ratio
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